SB Financial Home Loans is a family-owned, family-operated business that serves the financing needs of small business owners throughout the Southern California counties of Riverside, San Bernardino, Orange, L.A., and West L.A. Based in Covina, the company was established in 2006 by Aide Solis, the Broker of Record, and her husband Carlos Barrera, Real Estate Manager for the company's real estate business. About 80% of SBF's clients are self-employed business owners, including several FedEx franchisees, restaurant owners, and other area businesses. Both owners are bilingual and many of SBF's clients are Spanish speaking. Originating more than $24 million in loans annually, and more than $5 million in annual real estate purchases, SBF is NMLS certified with an impeccable reputation for reliability, and it has never had to buy back a loan. Almost all of SBF's clients come from referrals. Its lenders include Quicken Loans and Paramount Mortgage Group.